Status Disclosure

Financing your vehicle - What you need to know

Who are you dealing with?

McDougal & Breen Ltd
Tel: 0191 2708686
Email: enquiries@mcdougalbreen.co.uk
Website: www.mcdougalbreen.co.uk


Who regulates us?

The Financial Conduct Authority (FCA) is the independent body that regulates financial services in the UK.

For the provision of vehicle finance, McDougal & Breen Ltd is authorised and regulated by the Financial Conduct Authority, firm reference number 658029.

You can find us on the FCA Financial Register here https://www.fca.org.uk/


Which financial service's can we provide for you?

We can introduce you to a number of lenders who may be able to help finance your vehicle.  We are a finance broker and not a lender.

Our group of lenders provides us with a range of products which may be suitable for your vehicle purchase.

We will explain the key features and benefits of each of those products to you and assist you in making an informed decision on which product could suit your needs best.  We will take into account affordability, term and any balloon payments that may be applicable on certain products.

There are alternative sources for funding your vehicle which you may wish to look in to.

We may be paid a commission payment for introducing you to certain lenders.

Our rates of finance are fixed and are reliant on your own personal credit score.  We are unable to adjust these rates.  A lender we have introduced you to may increase the rate of interest if you do not qualify for our advertised rate based solely on your credit score.


Insurance Services:

McDougal & Breen Ltd does not currently operate or offer for sale any insurance products.


What to do if you have a complaint?

Write to us: McDougal & Breen Ltd, 4 Wesley Drive, Benton, Newcastle Upon Tyne, NE12 9UP

Email us: enquiries@mcdougalbreen.co.uk

Call us: 0191 2708686